OUR
Tailored to your individual needs
The Wealth Spirit Way
We offer professional financial advice services with a personable approach. If you engage with us, you will find that your adviser truly does care. In some ways, your adviser assumes the role of your financial coach. The adviser will regularly check up with you to ensure that the plan remains on track to achieve your set goals.
Cash Flow Management
Having an idea of where your money goes is always an interesting point of discussion.
We often ask the question, “on average how much money do you save a month?” The responses are often varied and indicate whether help is needed and if so, how urgent!
Some people have a clear understanding of how much they earn, where they choose to spend it and how much they wish to save. Whilst others need a fair bit of help in this area.
We have developed simple processes to put in place to turn your cash flow deficit into surplus. It requires some discipline but, in most cases, it can certainly be achieved.
Should you wish to have a discussion about cash flow management or how it can be better improved, we welcome you to get in touch with us today.
Insurance
Insurance or personal risk protection is truly important in our eyes. We know from first hand experience how important it is to have the appropriate amounts and types of covers in place.
As they say, your biggest asset is your ability to earn an income. However, should the unexpected happen and for a period of time you aren’t able to generate income then your world may change right before your eyes. We offer tailored advice on what covers are suitable, the right types of cover and also structure the policy in a tax effective manner.
Clients whom we have helped claimed for their insurance are grateful that we can sort out the financial aspect whilst they deal with the emotional aspect an unexpected injury or tragedy.
Should you wish to review your existing cover or discuss about your insurance needs, we welcome you to get in touch with us today.
Retirement Planning
So, you have come to the point in your life where you’re now thinking retirement? You deserve to be congratulated for the all years you have worked hard.
There will no doubt be so many questions you would like answered and you are probably feeling a bit nervous about this stage in your life. Well the good news is that we can definitely help!
We have a number of clients who commenced their retirement knowing that their finances are well managed and looked after. If you wish you take that “trip of a lifetime”, we certainly encourage it. It is important that you retire to a lifestyle that you want because you deserve it.
As the name suggests, retirement does require some planning. It is best not to leave it to last minute as there are numerous aspects to consider to ensure the future is bright.
Should you wish to start the discussion about retirement and better prepare for retirement, we welcome you to get in touch with us today.
© Copyright 2019-2024 JC Ly Pty Limited ACN 626 153 688
Johnny Ly and JC Ly Pty Ltd t/as Wealth Spirit are Authorised Representatives of Advice & Wealth Partners Pty Ltd AFS Licence No 532199.
The information contained on this website is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate for your needs, and where appropriate, seek professional advice from a financial adviser.
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